Roanoke Virginia Real Estate

2010-04-12T13:33:00.000-04:00

VIRGINIA ROLLS OUT NEW CASH FOR CLUNKERS APPLIANCE VERSION

I found out today that the long awaited Federal program, cash for clunkers, the appliance version, or more formally known as the
energy-efficient appliance rebate program, will begin in the state of Virginia on April 28. This rebate program is federally funded, but being paid on the state level. All consumers should check with the state they reside in to find out the details of the offer, as they vary from state to state, including rebate amounts, time frame, etc. Each state has been allotted a certain amount of money in which to "rebate" their residents for qualified purchasers. When the allocated money is depleted, there will be no more rebates and the program ends. Before you buy, be sure to verify that your appliance choice qualifies for the rebate. You can check your state's energy department site. Also, you must have proof that the old appliance was recycled. The person that hauls away your old "clunker" should furnish you with a receipt.

The rebates are rather low; about $60 for a new refrigerator, ranging up to $300 for a new heat pump. For someone that genuinely needs to replace an appliance, this will be icing on the cake. However, in my opinion, I don't believe this will stir a buying frenzy.

Pat Underwood, Realtor
Licensed in VA
Long and Foster Realtors
540-330-8907
visit my website: www.PatUnderwood.com

2009-04-17T10:50:00.000-04:00

Long & Foster offers job-loss protection to home buyers

Long & Foster® Real Estate, Inc., the largest privately held residential real estate company in the U.S., announced today the implementation of a job loss protection program for homebuyers as an extension of their ongoing Buy ConfidentTM campaign.”Although this is a great time to buy residential real estate, for many, there’s still a lot to consider,” advises Mary K. Weddle, executive vice president of The Long & Foster® Companies, “In this uncertain market, be sure to have a good agent who can help you to fully assess your situation. Long & Foster is proud to be one of the first real estate companies to offer job loss protection to help buyers and sellers make real estate decisions with a greater degree of confidence.”

Many potential homebuyers are concerned about what might happen if they were to lose their job. Long & Foster’s new Job Loss Protection program, part of the service called HELP (Homeowner Education and Loan Protection) from the Rainy Day Foundation, will help to ease the worry. It’s paid for by the seller.

The Job Loss Protection portion of HELP will assist buyers who purchase a Long & Foster listing covered by Job Loss Protection in the event of an involuntary job loss within the first 24 months of the loan. The policy covers mortgage payments up to $1,800 per month for up to 6 months. HELP also offers six months of phone counseling and monthly educational e-newsletters. Job Loss Protection is an important and timely service that gives sellers a way to differentiate their property and give buyers the confidence to purchase.

The coverage is underwritten by Virginia Surety Co., Inc. that has an A-Excellent ranking by A.M. Best. Please see a Long & Foster agent for additional details. To locate an agent, visit longandfoster.com.

2008-10-09T13:04:00.000-04:00

Good News!

Pending Sales of Homes Up 7.4 Percent, Highest in 13 Months
Toledo Blade (OH)

(10/09/08) The beleaguered housing market received a piece of sorely needed good news, as the National Association of Realtors reported an unexpected jump in pending home sales in August compared to July. The group's monthly index reading of 93.4--the highest number in more than a year--was up 7.4 percent from July and up 8.8 percent from August 2007. Pending sales, which refer to home contracts that have not yet closed, typically result in a sale one to two months later.

2008-08-02T16:29:00.001-04:00

The Roanoke Valley is an awesome place to ride a bicycle. Cycling is becoming more and more popular and I don't see a decline anytime soon, especially with gas prices the way they are.
I know people who commute to work on bicycles and then join the local bike club for a recreational ride on the weekend. More power to you!

Speaking of the local bike club, here's a link to the Blue Ridge Bicycle Club:
http://www.blueridgebicycleclub.com/

Membership is now strong for the club, after a few years of decline. They offer rides for just about every skill level. The web site has a ride calendar that shows the distance, skill level and meeting time and place for the rides.

I think many would agree that Botetourt County is the best area to ride in the Roanoke Valley. Is has picturesque countryside and rolling hills. As a matter of fact, the transcontinental bicycle route passes through the county. That's what the "Bike 76" signs are all about, in case you were wondering. The Tour duPont cycling race came (quickly, I might add!) through the county for several years.

2008-04-28T07:10:00.004-04:00

Three Things To Remember When Selling Your Home Today...Pricing, Preparation, and Photos!

When I first started selling real estate, many years ago, it was all about location, location, location. Home buyers would drive around through neighborhoods looking for homes that appealed to them. Today the Internet has changed that. According to statistics provided by the National Association of Realtors, today's home buyer will most likely find their next home on the Internet.

Pricing...
Internet buyers usually start their home search by looking in a desired region, sometimes they will narrow it down by zip code. Next, they will search by price point. Because of price point searching, a home priced at $200,000 will reach far more viewers than a home priced at $199,950. (Example...a home priced at $200,000 will show up in searches between $150,000 and $200,000 and also between $200,000 and $250,000. Remember...pricing it critical, it is best to price your home near the bottom of where your direct competition is listed so your home shows up as the best buy in it's area. Your Realtor can provide you with information about homes that have recently sold in your neighborhood, homes that are currently on the market, and market statistics.

Preparation...
When you place your home on the market...you have just entered it in a beauty pageant and the competition is fierce. Your home must be de-cluttered, clean, and show impeccability! A home with the "lived in look" will no longer compete well. We are selling the dream of home ownership. Prospective home buyers want to be able to picture themselves in your home. They are also looking for homes that are move in ready. Now is the time to invest in new neutral bedding and fresh white towels. It might be wise to invest in a professional staging consultation to determine what can be done to show your home's best features and to down play it's negative features. Remember...The way we sell our homes is different from the way we live in our homes. When you place your home on the market, it becomes a "product" and no longer a "home".

Photos...
Since the 1980's we have been taught how important first impressions are. Your home will most likely make it's first impression to it's new owners online. My listings get hundreds of "views" each week online. Each time one of my listings is viewed online a potential home buyer will make a decision about seeing that home, based on that first impression of the photo posted online. Multiple photos are important. Photos should create an image of a well cared for, clean, and clutter free home. Refrigerators should be clear of magnets and personal items. Counter tops should be clean and free of clutter. No toys or pets should appear in photos.

Homes are still selling in the Roanoke Valley...just remember the 3 "P's" when selling and you will be well on your way to your new home.

Wanda Richards, ABR ASP
Realtor, Home Staging Consultant
Long & Foster Real Estate
540.520.6434
www.wandarichards.com
wanda@wandarichards.com

2008-02-28T14:26:00.002-05:00

What if we had listened?
by Dolores Farmer

"The prices of houses seem to have reached a plateau, and there is reasonable expectancy that prices will decline." (Time, December 1, 1947)

Houses cost too much for the mass market. Today’s average price is around $8,000—out of reach for two-thirds of all buyers." (Science Digest, April, 1948)

"The goal of owning a home seems to be getting beyond the reach of more and more Americans. The typical new house today costs $28,000." (Business Week, September 4, 1969)

"The era of easy profits in real estate may be drawing to a close." (Money, January, 1981)
"The golden-age of risk-free run-ups in home prices is gone." (Money, March 1985)

"Most economists agree… [a home] will become little more than a roof and a tax deduction, certainly not the lucrative investment it was through much of the 1980s." (Money, 1986)

Don’t let the “experts” get you down; they are often wrong!!

2008-02-19T14:04:00.001-05:00

TWO OF A KIND!
What does a drug dealer and a coke seller have in common? Well, in my case both of these fine men are members of my church.

One sells Coca Cola and one sells for a large pharmaceutical manufacturer!

In today’s society words mean different things to different people. Take the words Home Owner – you may not really fully own your for 20 – 30 years but it’s yours in the sense that as long as you pay the note no one will make you move. Not so when you are a Renter. Also When you are a home owner and the final note is paid it is yours – plus most likely the house’s worh is 20 – 100% more than the original price.

When you are a Renter the house is still worth much more than when you moved in, but you won’t own it – you just paid for the house for someone else! What a nice guy you are!
Don’t you owe it to yourself and your family to be a nice guy to them?

If you know someone that’s renting do them a favor – encourage them to seek out a qualified REALTOR® and talk – or better yet have them take advantage of my seventeen years of experience, Give Me a Call!

Tommy Helm GRI, CRS
Long and Foster Real Estate
Roanoke North
1638 Roanoke Road
Daleville, VA 24083
Office: (540) 966-1820
Cell: (540) 520-1174
Licensed in Virginia

2007-12-27T13:09:00.001-05:00

TO BUY OR NOT TO BUY!

by Tommy Helm

I have been helping people find houses for seventeen years and I have seen good times and slow times but I have never seen a time when people should not try to buy a home.

Every family must have a place to live. You can buy a house for your family or you can buy a house for your landlord. It’s your choice.

I recommend to all young families talk to a qualified realtor and have him or her take you to a loan officer to see where you stand in the house buying process.

Many young families find to their surprise that purchasing a home of their own is just as easy as paying rent.

Buy a house that you can afford without being house poor. Start small and over the years you will build up equity and find that you can move up and easily afford a bigger house.

The security and pride of home ownership is a great gift for our family – ask any homeowner!!

2007-12-11T13:49:00.000-05:00

THIS TOO SHALL PASS

by Tommy Helm

We read and hear about all the doom and gloom in the world today, but there is one thing about living a few years that gives you a larger view of the world.

I am told frequently how someone purchased a great lot on beautiful Smith Mountain Lake for $20,000 or $30,000 and now they are selling for ten times that amount or that they may have been offered fifty or a hundred acres of land at the lake for $20,000 and now the owner is getting $500,000.

Well, that’s how smart people get wealthy, and others are too afraid to take a chance and stay poor. Investing in real estate is a great way to gain wealth. If you buy a small house or investment property, you stand a good chance of getting a great return.

There are forward looking people just like you buying property with an eye to the future. Most likely these people will be the ones to have a good retirement later, able to travel and enjoy the fruits of their labors.

Many years ago my Dad would invest in real estate and I saw how it was done and the good return he received over the years. Start looking now. Just give me a call and I will be glad to help.

Tommy Helm, Realtor
Long and Foster Realtors
Roanoke North Office
1638 Roanoke Rd.
Daleville, VA 24083
540-966-5700
Licensed in Virginia

2007-12-06T22:25:00.000-05:00

Is Real Estate as Bad as the News Tell Us?

Every night it is more bad news about the Real Estate Market. They are just scaring people. The Roanoke Valley doesn't have a lot of highs and lows. Yes, we have a lot of homes on the market. Yes, some are overpriced. But, there are some really nice homes and at a good price. There are buyers EVEN in December. Companies relocate employees during the winter months. They are some of the best buyers for they are qualified and ready to buy. They also are selling their homes and don't overprice them for they want to move on. There are great DEALS out there! Interest rates are great. So, what are you waiting for???

Linda Trail, Realtor, CRS
Long & Foster Realtors
540-651-2061 or 977-1256
www.Realtor.com/Roanoke/LindaTrail
LTrail@aol.comLicensed in Virginia

2007-12-03T07:13:00.000-05:00

Long and Foster offices will serve as collection points for the United States Marine Corps' Toys for Tots program again this year. Members of the community are invited to drop new, unwrapped toys in collection boxes located in any Long and Foster office. Coordinators pick up these toys and store them in central warehouses where the toys are sorted by age and gender.

At Christmas, coordinators, with the assistance of local social welfare agencies, church groups and other local community agencies, distribute the toys to the needy children of the community. Over the years, Marines have established close working relationships with social welfare agencies, churches and other local community agencies which are well qualified to identify the needy children in the community and play important roles in the distribution of the toys.

Please take a moment to stop by Long and Foster with a toy....a child will smile on Christmas morning...thanks to YOU!

2007-11-27T14:25:00.000-05:00

WHY YOUR HOME ISN'T SELLING
by Brenda Layman

Your Home is Overpriced

There is a buyer for every home but at the buyer's price. It is the law of "Supply and Demand". Your home is only worth what buyers are willing to pay. The buyer, not the seller ultimately determines the market value of a home. If you set your listing price well above comparable properties in your neighborhood then your home will sit there. You will help your neighbors sell their home.

Overpricing is the most common reason that homes don't sell. Most qualified buyers will know your home is overpriced and interest in your home will decrease, especially if you show no willingness to reduce to price to comparable market prices. Therefore, you will lose a number of qualified buyers within the first several weeks your home is on the market. And if you happen to get a contract at your asking price, it may not appraise and the financing will fall through.

It your home stays on the market too long then real estate agents and buyers may begin to wonder if there are other, perhaps more serious reasons why it hasn't sold. Your home becomes labelled as shopworn and agents stop showing it.

2. Your Home Doesn't Shop Well

Your home is competing with all the new, updated homes. Most homes can use a little "Spit and Polish". Usually it is simply a matter of a little cosmetic work.

A good real estate agent can advise you as to the best areas to spend your time and money. A fresh coat of paint can do wonders.

3. You're In A Bad Location

Location, Location, Location! Is one of the most important things that affect the value of your home. If your home's location is less than desirable, your options are somewhat limited. A good real estate agent will do their best to help you accentuate the positive and eliminate the negative.

Your best options are to reduce your price or offer other incentives such as help with closing costs, etc.

4. You Don't Have A Good Real Estate Agent

Not all agents are equal. Some agents will allow you to overprice your home just to get the listing, not market it properly, fail to screen for qualified buyers, may be unresponsive to other agents and keep you totally in the dark throughout the process.

Ask questions before you list. What are their qualifications, such as training, years in the business, etc. Ask how they arrived at the price to market your home and what tools they will use to effectively market your home.

5. You Are Fighting The Competition

There is a "Seller's Market" and a "Buyer's Market". But in real estate many thing affect market conditions, some of them predictable (like the weather, maybe) and some unpredictable (changes in the local economy, interest rates, etc).

In a "Seller's Market" homes go fast. Inventories are low and, therefore, you have less competition. In this market you have a better chance of getting your asking price. But in a flat or "Buyer's Market" sales slow, inventories grow and buyers can find bargains, especially if they know the seller is motivated.

In a "Buyer's Market" be prepared to maybe sell for less or wait to sell until the pendulum swings back to a "Seller's Market".

6. You Have Ineffective Marketing

Your real estate agent may not be marketing your home effectively. In today's market it requires more than just listing your home in the Multiple Listing Service. Today's market requires a multilevel marketing plan that includes listing tours for area agents, newspaper and TV ads, weekend open houses, listing fliers and placements in local real estate publications.

Computers and the internet have also changed the real estate market. According to the National Association of REALTORS today more than one-third of all home buyers use the internet for house hunting. The best real estate agents are computer savvy.

Good Luck On The Sale Of Your Home!

Brenda Layman, REALTOR

Long and Foster Real Estate

1638 Roanoke Road

Daleville, Virginia 24083

Licensed REALTOR In Virginia

2007-11-18T16:28:00.000-05:00

It's a great time to buy!

Look at this chart of mortgage rates over the past 30 years. With rates predicted to rise, and plenty of inventory on the market, this is a wonderful time to buy a home! A rare combination of a teriffic selection of homes and low rates is available right NOW. Call 540-966-5700 and speak to a professional at Long & Foster in Roanoke.

2007-09-29T12:36:00.000-04:00

GOLF COURSES IN BOTETOURT COUNTY

Whether you are looking to retire or just to relocate in a lovely, peaceful community where you can play golf, then Botetourt County is definitely the place for you. There are two highly regarded golf facilities in the area to meet everyone's needs.

First, nestled in the hills of Botetourt with the beautiful Blue Ridge Mountains in the background is the Botetourt Country Club Golf Course. Enjoy the spectacular mountain views from the demanding 18-hole greens. Watch out for the river and pond that are located around two holes. While this affordable course can be very challenging it can also be just as relaxing. Situated in a valley with the peacful tranquility the country has to offer, this golf course is special in its own way. Also enjoy the food and drinks offered at the clubhouse. Don't forget to check out the fine taste of homes and estates as you glide toward the course.

Next, built in 1999 is the golf course at Ashley Plantation. It offers an 18-hole course that is spread throughout the spectacular Ashley Plantation subdivision. This course may give a private feel, but actually is open to the public. When it's time to cool off you can enjoy the scenery while relaxing at the pool. Ashley Plantation also offers a club house which is excellent for holding parties, weddings, or for just plain hanging out. This well developed golf course was chosen best of Roanoke Platinum 2005 in The Roanoker Magazine. Virginia Tech coach, Frank Beamer, enjoys playing a round or two here himself.

Brenda Carter
Long and Foster REALTORS
Roanoke North Office
1638 Roanoke Road
P. O. Box 1200
Daleville, VA 24083
(540) 966-1861
(540) 589-1130
Licensed Real Estate Agent in Virginia

2007-08-29T10:07:00.000-04:00

Tips For First Time Home Buyers

by Crystal LaBrie

1. Get your finances in order. If you want to purchase a home, talk to a Lender first. The Lender should pull your credit and give you a copy of a Good-Faith Estimate that will let you know what costs are involved in your loan as well as explain the different loan programs that are available.

2. Find a REALTOR. These days everyone knows a REALTOR, but be sure that the REALTOR you choose has experience and training. Also, be aware that you want to have a REALTOR that works in your best interest. Often, prospective Buyers end up working with a agent that works for the Seller. It is your right to have your own agent!

3. Decide what you want in a home. Make a list of what is a need versus a want. Be realistic, you will never find the perfect home.

4. Think about how long you plan to stay in this home. You may want to move within a few years. This will make it easier if you are faced with giving up something you really want in a home and what type of mortgage you should get.

5. Be sure to have a Home Inspection and any other inspections that are recommended if a problem is found. It is worth the money to have a professional that can check things out.

6. Lock-in your interest rate. Many Buyers try to wait and get the best rate. Your Lender can help steer you in the right direction.

7. Don't get the biggest mortgage you can afford. Remember, you will have additional expenses with your new home.

8. Be reasonable when negotiating with the Seller over contingency items or personal property that may come with the house. Be willing to meet halfway. If the Seller wants to keep the refrigerator, let him. Don't spoil the whole deal over something small.

9. Plan your closing date and notify your landlord within the proper timeframe that you will be moving.

10. Do not make any major purchases before buying your new home. This is one of the biggest mistakes new Home Buyers make. This can cause you to upset the loan process.

Crystal LaBrie

Long and Foster Real Estate

Roanoke/Botetourt Office

1638 Roanoke Road

Daleville, VA 24083

(540) 966-5700

Licensed in Virginia

2007-04-10T11:12:00.000-04:00

Home Staging 101
by Becky Barber
"Staging" is one of those words that suddenly appeared in the vocabulary of real estate professionals and home owners several years ago and there are a lot of misconceptions related to the term. Home staging involves the same commonsense advice that real estate agents have been giving sellers for decades -- paint, clean, and de-clutter -- but true staging goes a step further in preparing the seller's home in a way that showcases it so that home buyers can visualize themselves living there. True staging is target marketing that tailors each house individually to look "irresistible" to the maximum number of buyers. There is no tried and true formula that works for every house.

In most markets, home stagers are paid professionals hired by either the listing agent or the home seller. Many are paid $100 or more per hour for their services but a well-staged house can bump up asking prices 2% - 10% in a moderate market.

As a former professional interior designer, I can create an environment in your home that will guarantee you top dollar for your home and as your listing agent, my services are offered at no cost! I can use things you already own in a new and fresh way or we can decide together on a few well-chosen purchases which will enhance your present home and can be taken with you to your new home. Either way, you will end up with an updated look and the potential for a quick and profitable sale.

Call me for an appointment and let's talk about your specific situation. You'll be amazed at how a fresh eye can turn your home into a showplace that buyers will be fighting over!

Becky Barber
Long and Foster REALTORS
Roanoke/Botetourt Office
1638 Roanoke Road
Daleville, VA
(540) 529-1028
becky.barber@longandfoster.com
Licensed in Virginia
Equal Housing Opportunity

2007-02-05T12:50:00.000-05:00

100 Newest Home Listings

Want to see the 100 newest home listings in the Roanoke Valley at any given time? Use this link! Questions? E-mail me, I'd be happy to help.

2006-11-17T12:17:00.000-05:00

THE LONG & FOSTER COMPANIES®
ANNOUNCES SPECIAL HOMEOWNERSHIP
PROGRAM FOR PUBLIC SERVANTS

Program Offers Special Financing and Unique Real Estate Services To State and Local Police, Firefighters, Military, School Teachers, and Certified Healthcare Providers:

The Long & Foster® Companies, comprised of Long & Foster® Real Estate, Inc., Prosperity Mortgage® Company, Long & Foster Insurance Agency, Inc., Long & Foster Settlement Services, and Home Service Connections®, have launched a unique home buying initiative called the “HELPING THOSE WHO SERVE” Homeownership Program . This beneficial program is led by Long & Foster® Real Estate agents who have teamed up with Prosperity Mortgage® loan officers, Long & Foster Insurance agents, our many Prestige Partners® settlement services, and our Home Service Connections® group to help vital public servants purchase their first homes or move up to a larger home.

Our public servants are very special members of the community. They are our neighbors, our community leaders, and our friends and include: state and local police, firefighters, military, school teachers, and certified healthcare providers. The many discounts and special financing product will be offered to public servants purchasing a home throughout Long & Foster’s seven-state Mid-Atlantic region with a ratified contract between November 10, 2006 and March 31, 2007.

Long & Foster® Agents to Partner With Prosperity Mortgage® To Offer Public Servants First Time Or Move-Up Homeownership Opportunity.

A major component of the “HELPING THOSE WHO SERVE” Homeownership Program is a series of community home buying seminars such as this one, spearheaded by Long & Foster® Sales Associates who have teamed up with Prosperity Mortgage® loan officers. Together, they will show our region’s public servants how they can afford to buy a home in the communities where they work.

Statistics show that many consumers are entering public service professions and are unable to purchase a home where they work. By using a Long & Foster® Sales Associate and by obtaining an advantageous mortgage from Prosperity Mortgage®, homeowners insurance from Long & Foster Insurance, and settlement services through one of Long & Foster’s Prestige Partners®, the homebuyer will get:

· A certificate worth $500 credit at closing
· Up to 100% financing
· Flexible credit guidelines
· Non-traditional credit profiles
· Expanded qualifying ratios up to 50%
· Discounts on a variety of Home Service Connections® vendor services for moving and storage

Steven Underwood, a home mortgage consultant for Prosperity Mortgage®, Long & Foster’s mortgage affiliate said, “There are many public servants who are first time buyers who are actually qualified to purchase a home but don’t realize it. The same is true for those moving up to a larger home. We want to help them enjoy the benefits of homeownership.”

“Homeownership initiatives such as this one dovetail perfectly with Long & Foster’s mission of making homeownership available to all potential home buyers,” said Dolores Farmer of Long & Foster’s Roanoke North. “This is an example of how a full service company like Long & Foster can work together with its many lines of business and with its agents in the field, to deliver an attractive and total solution to buying a home,” Farmer said.

Wes Foster, founder and Chairman of The Long & Foster® Companies said, “We look forward to serving those who serve us.”

Information on the products and services available through this initiative is available from the Roanoke North Long & Foster® office at (540) 966-5700.

2006-03-27T16:05:00.000-05:00

The Perfect House

(by Tommy Helm)

Are you still looking? Keep looking and you might find one that you consider perfect. It won't stay that way, though. The house won't change, you will.

The first house is not large enough for a growing family. Then the house that finally fit is too large, the steps are no longer a good thing, and the yard is too large, too much to mow - rather be playing golf.

I've been there. My first house was too small for 4 kids. That's all I could afford. We moved to a 4 bedroom house. Soon the kids went to college, got married and had children and homes of their own. Now the house was too large. The wife and I moved again to a new house and quickly it did not suit. Steps and my wife did not get along. My fourth house suits great. No steps, a front porch for sitting and a smaller yard.

If your house no longer fits, you may be missing out! Give me a call, I have the experience needed to find you the perfectly suited home.

Tommy Helm, Realtor
Long and Foster Realtors
Roanoke North Office
1638 Roanoke Rd.
Daleville, VA 24083
540-966-5700
Licensed in Virginia

2006-03-03T19:57:00.000-05:00

LOOKING FOR THAT EXTRA SPECIAL HOME? Just listed this one of a kind. SW County, 6 Bedrooms, 5 1/2 Baths and 5962 Sq. Ft. You can see a Multi-Media Tour at http://client.imprev.net/7406/69790/69790.swf If this is what you are looking for email me at LTrail@aol.com Linda Trail, Realtor, CRS, Long & Foster, Realtors, Licensed in Va.

2006-02-14T06:34:00.000-05:00

Real Estate in the Gulf Coast

On January 1, before coming to Long and Foster as a new agent, I made a trip to the Gulf Coast with some members from our community. Like many Americans, my response to the disaster of Katrina and the events that followed were horror, disbelief, sorrow, helplessness, and anger. While most of us have experienced great loss and crisis in our lives, it is hard to imagine the enormity of such a catastrophic event. Some lost their lives, an incomprehensible number lost their property, their homes, their possessions, even their whole communities.
The week I spent in Waveland, Mississippi was an experience that will stay with me for the rest of my life. I think the thing that affected me most profoundly was the realization that were are all connected to each other in ways that are fundamental. We all have the same needs for shelter, for a place of comfort and safety, a place of community. Most of us spend the better part of our lives working to provide these things for our family and ourselves.
It would be foolish to deny that most of us come to real estate with the expectation of making money, and lots of it. Be we also have an opportunity to connect with people, to serve, to do the very best we can in assisting people at a time that is often a life-altering juncture in their lives. It seems to me that these are the opportunities and challenges that, if well met, will contribute the most to our success.

Linda Atkinson Huffard
Long and Foster Real Estate
Roanoke/Botetourt Office
1638 Roanoke Road
Daleville, VA 24083
(540)-966-5700
Licensed in Virginia

2006-02-10T10:18:00.000-05:00

Pot of Gold
By Tommy Helm

Remember when you were a kid and you saw a rainbow after a storm? Some older person told you that if you can find the end of the rainbow you will find a pot of gold.

Sadly, most of us find our pot of gold is filled slowly, one day at a time with wise investing and hard work.

One of the wisest investments is your house. In fact, I find many good investors add to their wealth by investing in rental property. I have worked with investors and watched them purchase rental property and let the rent pay the note. In some cases the rent pays the note and gives them some extra.

Let my 15 years of experience show you how to purchase your first home or how to invest in rental property.

Remember – it’s your pot of gold that you are filling, start today!

Tommy Helm, GRI, CRS
Long & Foster REALTORS
Roanoke/Botetourt Office
1638 Roanoke RoadDaleville, Va
Licensed in Virginia
Equal Housing Opportunity

2006-02-09T11:30:00.000-05:00

Safety Hints for your Clothes Dryer!!!

Did you know that just removing the lint from your dryer screen may not be enough? Even though you may remove the lint from your screen after every use it may still be clogged.

The lint filter is made of a mesh material. Did you know that the softener sheets we all use can cause a build-up on the screen? Next time you remove the screen, run hot water over it. If the water sits on the screen rather that passing through, your dryer is not running as efficiently as it should.

This can cause your heating unit to burn out, as well as being a fire hazard. The good news is that it is easy to correct. Use warm, soapy water and a toothbrush to clean your filter. This will not only prolong the life of your dryer but help prevent a disaster.

Licensed to sell real estate in Virginia.

Brenda Layman, REALTOR
Long and Foster Real Estate
1638 Roanoke Roanoke
Daleville, Virginia 24083
(540) 966-1843

2006-01-23T11:02:00.000-05:00

HOW CAN THE NEW ENERGY BILL SAVE YOU MONEY? by PAT UNDERWOOD

The energy bill passed by Congress last August went into effect in January, 2006. Please note that these are credits against your income tax, not deductions, available 2006-2007, which means you can take the amounts directly from your tax bill, up to a lifetime maximum of $500. Check www.energystar.gov/taxcredits for the full IRS guidelines on exactly what is covered.

DRAFTY HOME: You may be able to apply the costs of sealing and caulking leaks toward your $500 tax bill credit. Look into expanding foam sealant and weather stripping.

REPLACE YOUR OLD WINDOWS: Purchasing new energy efficient windows could get you up to a $200 credit. That is the maximum you can deduct from your 2006-2007 tax bill for window improvements.

NEW WATER HEATER: Investing in a tankless water heater means that you can take up to $300 off your tax bill. It may run from $800 to $2,000, plus the cost of paying a licensed plumber to install, but could save you up to 45 percent on your water-heating bill. A tankless water heater quickly heats cold water by passing the water through hot coils. The water is hot in a few as five seconds.

INSULATION: If your house was built prior to 1980 you might have less than what is recommended. Since heat rises, it is most efficient to add insulation to the attic. You can apply the costs of adding insulation toward your tax credit.

Pat Underwood, REALTOR
Long & Foster Real Estate
Roanoke-Botetourt Office
1638 Roanoke Road
Daleville, VA 24083
Phone: 540-966-1830
E-mail: Patunderwood@cox.net
Licensed in Virginia

2006-01-17T16:42:00.000-05:00

The Future is Now!!!

I have been in the real estate business for 15 years, and when I hear people say ---someday ---I am going to buy a house or I know this house is not what I need, --- someday---I am going to put it on the market. I have seen those people wait – wait and wait till its too late. They can’t do steps, the yard is too big and they have to pay to have it done, you have to hire a cleaning person, and on and on.

I think the biggest mistake is the person that says – I am going to save so I can pay for a house.

People that do the best job of building cash value in houses do a great job of keeping their house in good condition – including the yard.

The best home investors take their built up equity and invest it in a more expensive house several times before they retire, so when they are no longer working they have a great home in a great neighborhood instead of a old house in a old neighborhood. They keep moving up.

Real estate is one of the best investments that most people make in their lifetime – everyone has to live somewhere and if you are going to pay someone rent it should be – you!!

If you are thinking about selling or buying remember – to call me.

Tommy Helm , GRI, CRS
Long & Foster
540-520-1174
Licensed in Virginia

2005-12-23T11:45:00.000-05:00

A Unique Approach to Marketing
Roanoke North agents add new tools

Our agents use many powerful marketing tools: the area's only network TV real estate show, the highest quality magazine, and a comprehensive local website. Now four new marketing tools have been added to the traditional methods of marketing homes by agents at Long and Foster's Roanoke North office.

Business Cards for homes: Each time one of our agents lists a property for sale, they now have the ability to reprint their business cards to feature that home. (See sample, above.) The cards are printed in one business day, and ready to stock in the home, provide to the Seller, and distribute to contacts. Many times a buyer will come from the owner's friends, neighbors, business associates or relatives, and handing out business cards for the home is a great way to spread the word. Your Roanoke North agent will provide these cards to you free of charge.

Market Updates: We can provide comprehensive statistical reports specifically about sales in your subdivision in or around the Roanoke Valley. These will be mailed every quarter in 2006, free of charge. Call 966-5700 and ask for Trina if you're interested in receiving them.

Multimedia Marketing: Roanoke North agents have access to a wide variety of specialty tools that enable them to promote homes with cutting edge technology. These include the ability to create moving pictures with background music which helps present the home in it's best light. See an example (speakers on, please.)
Blogging: It's all the buzz, and the Roanoke North office is using this technology to supplement traditional marketing avenues. Our Blog is featured in the Roanoke Times.

Our agents stay on the cutting edge, using their technological expertise to add extra value for the owner, each time they list a home.

2005-12-16T10:03:00.000-05:00

What to do on a weekend in Roanoke!
posted by Brenda Layman, REALTOR

Some say there is nothing to do in Roanoke. Actually, there are many things if you just look. You could start with the city's cultural offerings at the "Center in the Square" which opened in 1983. Within the center there is the Art Museum of Western Virginia. The museum has rotating exhibits which includes not only local artists but national and international artists. At the center you will also find the Science Museum of Western Virginia. You'll find the Mill Mountain Theatre at the center, which offers year-round performances.

All you have to do is read the editorals in the Roanoke Times, Roanoke's newspaper, to see the many rave reviews received by the theater. Don't miss the Roanoke Valley Historical Society Museum. Roanoke was first called Big Lick because of the many animals who visited the valley for the rich salt deposits. The center is located in the Historic Farmers' Market. The market offers local vendors and a wide variety of farm produce. There are many, fine restaurants, wine shops, gifts shops and other interesting stores. From the market you can walk the elevated walkway to the Hotel Roanoke. The hotel was built in 1882. The hotel has been restored but still retains much of its original charm. There has been a state-of-the-art conference center added.

Just a few blocks away you'll enjoy the Virginia Transportation Museum in a restored railway freight station. The Antique Auto Alley displays an 1880 Doctor's Buggy along with a 1920 Buick touring car and a 1924 Model T Chasisi Ford, just to name a few. One section is reserved for the railroad exhibits. Don't leave the transportation museum without seeing the detailed three-ring circus model complete with performers, animals and crowds.

The Christmas season is a great time to visit the market and enjoy the many sights. Have a "Dickens of a Christmas!!!".

Posted by
Brenda Layman, REALTOR
Long and Foster Real Estate
1638 Roanoke Road
Daleville, VA 24083
Licensed in Virginia

2005-12-12T14:43:00.000-05:00

HOW MUCH WILL HOME MAINTENANCE COST? By Pat Underwood

The expense of owning a home goes beyond the monthly mortgage and utility payments. Home maintenance involves several tasks, including, but not limited to, painting; caulking, sealing; cleaning and repairing the roof, gutters and downspouts; clearing clogged drains; landscaping; etc. These items can be a financial strain on homeowners if not planned for accordingly. Homeowners should take the attitude that home maintenance is mandatory. Your property will DECREASE IN VALUE if you let your property fall into disrepair. The better a home has been maintained, the more a buyer will be willing to pay.

Set up a budget and plan for both routine and major repairs. Know how you are going to pay for these expenses before a major repair comes up. If your roof or heating system fails and you do not have a “rainy day” fund, you may need to obtain a home equity loan or have a home equity line in place or obtain a personal loan. The bottom line is you need to have a plan for dealing with major expenses that may come up.

ROUTINE MAINTENANCE TIPS:

Safety Equipment: Check all smoke detectors, carbon monoxide detectors and fire extinguishers. Replace batteries as needed, at least twice a year.

Washer/Dryer: Check rubber hoses on washing machines for cracks, stress, etc. It is recommended that rubber hoses be replaced every 5 years. Be sure to clean lint from dryer vent before drying the next load of clothes. Remove entire duct vent and clean at least once a year.

Furnace: Check and change furnace filters at least every 3 months.

Roof: Check roof around vents, skylights and chimneys for leaks, cracked caulk, etc. Repair as necessary.

Gutters: Clean gutters and downspouts so leaves won’t clog them. Be sure they drain AWAY from house.

Air Conditioning: Check filter often and replace if necessary. Be sure no dirt or debris is blocking unit. You can wash unit with tap water on low pressure.

Fireplace: Remove ashes often. Have chimney professionally cleaned and check for loose and missing mortar.

Windows and Doors: Seal drafty doors and windows. Consider replacing old, drafty, single-pane windows. If you can’t afford to do the entire house at one time, replace a few windows at a time.
Siding and Paint: Look for cracks and holes in siding and/or paint. Paint and re-caulk if necessary.

Pat Underwood, Realtor
Long & Foster Real Estate
Roanoke-Botetourt Office
1638 Roanoke Road
Daleville, VA 24083
Phone: 540-966-1830
E-mail Patdunderwood@Cox.net
Licensed in Virginia

2005-12-09T15:32:00.000-05:00

New Construction

Lovely new construction overlooking beautiful country land and gorgeous mountain views. This split 3 bedroom, 2 bath home offers 2 car garage, dining room, screened porch, central vac rough in and laundry on the main level.

A full unfinished basement includes the area under the garage and will feature a 240 foot workshop with large garage door. All this and more upon a 1/3 acre lot.

For details contact Judy West at 540-293-0922

Judy West
Long and Foster REALTORS
Roanoke/Botetourt Office
1638 Roanoke Road
Daleville, VA
(540) 293-0922
Licensed in Virginia

2005-12-09T11:31:00.000-05:00

Remember When ?
By Tommy Helm

This Christmas I have been remembering Christmas past. I remember before I had my own car, I asked Dad, " can I have the car tonight?" Sound familiar?

Then I finally bought my own car – wow – I thought it was one cool car, not only that, it was – mine – no asking dad it was all mine. I felt different now, this car was mine I kept telling myself, after it finally sunk in I did silly things like wash it in the snow (I have a picture of me washing my car in the snow.)

This feeling carries over when you buy your first house – you may have to tell yourself its mine, no more rent, when I pay a note some of it goes in my pocket. Plus tax deductions on your interest plus almost all houses increase in value 2% to 3% per year.

I think its one of the best investments you can make for your retirement, and it works if you are married or single. Figure it out... if you are paying for a house, it may as well be yours!

Give me a call let me show you how – its pretty easy – when you let a professional REALTOR work for you.

Tommy Helm, GRI, CRS
Long & Foster REALTORS
Roanoke/Botetourt Office
1638 Roanoke Road
Daleville, Va
Licensed in Virginia
Equal Housing Opportunity

2005-12-08T16:07:00.000-05:00

Roanoke Star Ornament Sold to Raise Funds for Local Charities

The limited-edition (1,000) Roanoke Star Ornaments commissioned by the Community Service Commitee of the Roanoke Valley Association of Realtors are available for sale. These ornaments are great for collecting or hanging on the tree and are wonderful presents for family, friends, and clients. The brass ornaments are approximately 2 3/4 inches in diameter and are gift boxed. The front of the star is red, white, and blue and is 3-dimensional. Proceeds from the sale of the ornaments go to RVAR-supported charities: Bradley Free Clinic, Center in the Square, Rescue Mission, and SPCA.

The Roanoke Star Ornaments are made by ChemArt of Lincoln, Rhode Island, the premier designer and manufacturer of photochemically-etched ornaments and collectibles. For the last 25 years ChemArt has made the White House ornament for the White House Historical Association and will make over one million White House ornaments this year. ChemArt was featured on a December 6 segment of Made in America hosted by John Ratzenberger on the Travel Channel.

Ornaments are $15 plus tax ($15.75). You can pay by cash, check, or credit card. To purchase an ornament, contact me on (540) 797-3108.

Gus Fargarson
Long and Foster Real Estate
Roanoke / Botetourt Office
1638 Botetourt Road
Daleville, VA 24083
(540) 797-3108

Licensed in Virginia

2005-12-07T15:42:00.000-05:00

Meet The Professionals Who Help Home Buyers….
by Nancy Bissonette

When it comes time to purchase a home, you’ll find it takes a whole ensemble of professionals with various talents and skills working together.

The first professional who comes to mind, of course, is a Real Estate Agent, who will help you begin the home-search process. The next person on the list is a mortgage lender, who will help determine how much you can buy. But it takes more than two. The case of service providers who will help you through the process is large. Here are some of the people you’ll meet on your journey from home shopping to settlement.

The Real Estate Agent…..
A professional real estate agent brings invaluable information, experience and advise to the home-buying process. Be aware, however, of the representational commitments of the agents you talk with. A seller’s agent might be the sales rep at a new-home development, the person conducting an open house of a resale property, or the person you talk to when inquiring about a property you’ve seen for sale. A seller’s agent is committed to the seller’s interests, working to get the highest possible price for the property.

A buyer’s agent is legally committed to the buyer’s best interests. If you sign with a buyer’s agent, that person will help you search for homes, will advise you during negotiations and will seek to get the lowest price and best contract on the home you choose. In addition, a professional buyer’s agent will keep the entire home-buying process on track to settlement.

Money Matters…..
Whether you’re in an active or slow market, determining your buying power is the first step in purchasing a home. The lender helps you determine your debt-to-income ratio, which will be considered by the underwriter. This ratio, along with other information, will be used to evaluate your creditworthiness.

Your mortgage professional can help you find the loan that’s right for you, whether it carries a fixed interest rate or one that’s adjustable. Numerous mortgage programs are available to buyers today.

Scoring Your Credit…..
The staff at companies, such as TRW and Experian, research your credit records and place these facts in a credit report that’s been ordered by your lender. Their records include documentation from databases that store credit information public records (such as judgments and bankruptcies), employers, banks and previous landlords.

The Inspectors…..
Before buying a home, it’s prudent to have it inspected for problems that may not be evident at first glance—or even known by the seller. The professional home inspector will report on a home’s strengths and weaknesses, helping you determine if it’s really the dream home you want to sink your life savings into.

To protect the lender and buyer, a pest inspector may also be called in to search for hidden, damaging infestations by pests such as termites. If pests are discovered, the lender will require treatment of the problem before loaning money on the problem.

Home Repairman…..
If the home inspector finds major damage or significant problems, you or the seller (depending on your contract) may need to have someone come in and make repairs. You may need the services of a plumber, electrician, carpenter or other tradesperson.

Title Company…..
The homebuyer purchases title insurance policies to protect himself and the lender in case hidden tax liens or other title problems surface later on. The title company guarantees the title to your home is free of problems and that you will actually own the property.

The Appraiser…..
The appraiser, who works for the lender, determines the property’s true market value to ensure the lender won’t be financing too much money for it. If the appraisal comes in lower than the agreed-upon sales price, the buyer can make up the difference with a higher down payment, the seller can drop the sales price or the contract may be declared void, depending on how it is written.

PMI and You…..
Private Mortgage Insurance (PMI) companies insure mortgages that exceed 80% of the value of a property. This policy protects the lender in case the buyer defaults on the loan. The PMI premium is normally included in the buyer’s payment, but may sometimes be rolled into the loan itself.

Hazard Insurance…..
The hazard insurance company protects the homeowner and lender against damage from fire, storms, other natural disasters, even war, and would pay off the debt to the lender if a catastrophe occurred.

Closing the Deal…..
The closing agent could be an attorney, or an escrow or title-company agent, acting as an impartial third party to the transaction and ensuring the process is completed properly and lawfully.

You can call an attorney into the transaction at your discretion, but some areas of the country require the presence of legal counsel. If you do hire an attorney, make sure you pick one who has real estate experience.

Start Here…..
Whether you’re buying your first house or your fourth, CALL ME FIRST. I can answer your questions about the entire purchase process.

*************************************
Nancy’s Home Safety Tip …..
If you have gas appliances in your home, you should install at least one carbon monoxide detector in your home.

************
Nancy Bissonette, CRS, GRI
Long and Foster REALTORS
Roanoke/Botetourt Office
P. O. Box 1200
1638 Roanoke Road, Suite 100
Daleville, VA 24083
Telephone: (540) 966-1812
E-Mail: Nancy.Bissonette@LongandFoster.com
Licensed in the State of Virginia

****************************

2005-12-06T09:18:00.000-05:00

OPENING DOORS

How many times have you said to yourself I am tired of renting – but – the time is not right, my job is not sure, I need a better car, interest rates are going up, I don’t have a large enough down payment – and the worst of all – I am saving up so I can pay cash!

I can relate to this kind of thinking – I was one. I was in a low rent apartment (parents house) man, I could not buy for the amount I was paying.

I was not thinking about the future and the equity I was not building in a house plus the year to year rise in the price of houses.

Well when I finally woke up most all of my married friends had purchased a house and were well on the way building up equity.

My 1st house cost $13,700.00 sold it 7 years later for $27,000.00 no 2 house cost $32,000.00 sold it 15 years later for $84,000.00 no 3 cost $90,000.00 (new) sold it 15 years later for $155,000.00 no 4 cost $219,000.00 two years ago (new) and the value now is about $240,000.00

If I had waited for the right time to buy and continued to rent all I would have had to leave to my children would be a lot of rent receipts.

Open your own door not something that belongs to your landlord. There are many programs for 1st timers, don’t put it off any longer – call and let my 15 years in real estate help you.

Tommy Helm GRI, CRS
Long & Foster REALTORS
Roanoke/Botetourt Office
1638 Roanoke Road
Daleville, VA 24083
(540)-966-5700
CELL 540-520-1174
Licensed in Virginia

2005-12-03T10:24:00.000-05:00

DEMAND FOR HOMES IN ROANOKE VALLEY IS STILL STRONG
The analysis of home sales I recently completed shows the demand for homes in the Roanoke Valley is still strong. The number of single family homes (including condominiums and townhouses) sold and the average and median prices of homes sold during the first three quarters of 2005 show large annual increases.

The average price of a single family home sold in the Roanoke Valley during the first three quarters of 2005 was $204,267, up 14.5% from the comparable period in 2004. The median price of $156,000 was 8.3% higher than in 2004. (The median price is the price where half of the homes sold for more and half sold for less). The number of homes sold rose to 4,642, an increase of 9.4% over 2004.

Gus Fargarson
Long and Foster Real Estate
Roanoke / Botetourt Office
1638 Roanoke Road
Daleville, VA 24083
(540) 797-3108
Licensed in Virginia

2005-12-02T13:30:00.000-05:00

Why Choose Long & Foster's Roanoke Botetourt Office
by Rebecca Craig, Branch Assistant

Yes, there are many Real Estate Firms and offices to choose from here in the Roanoke Valley. But finding the right office with the right people, the right standards, the right technological tools and the knowledge to apply those tools to your needs is not always as easy as you might think. You know the old saying, “different strokes for different folks,” well, at the Roanoke Botetourt Office of Long and Foster Realtors you can count on finding the right realtor to suit your purposes. Whatever you are looking for we can offer you the highest standards of quality in resources and especially in fine people.

We are a happy, driven office of agents and staff that enjoy working hard to get you just what it is you want in a home, what will make you happy. So when you find yourself facing a move, looking for investment or blessed with the opportunity to purchase your first home, contact us, we promise you’ll find us instinctively ethical and respectful of your lifestyle, you will be treated with truth and fairness, and most of all with understanding and hard work.

2005-12-01T15:34:00.000-05:00

New Listing in Vinton. Zoned Residential Business. Great for office, duplex or other. Offered at $129,950.

Wanda Richards
www.wandarichards.com
www.sellingvinton.com
Long and Foster Real Estate
540.966.1829
Licensed to sell Real Estate in Virginia

2005-12-01T10:22:00.000-05:00

Improving your Credit

One of the biggest components of qualifying for a new home is CREDIT. Credit scoring has been around since the 1950's, and Credit Bureau Scores-scores based solely on credit bureau data-became widely available in the 1980's. Credit bureau scoring is a statistical means of assessing how likely a borrower is to pay back a loan. The score measures the relative degree of risk a potential borrower represents to the lender or investor. It is not a measure of a borrower's income, assets, or bank account, although those and other factors are still considered by lenders and investors, independent of a score.

Fair, Isaac Credit Bureau Scores (FICO), range from approximately 300 to 850 points, and are available through the three national credit data repositories (Equifax, TransUnion, and Experian). The higher the score the less likely an individual is to default on a loan. Everyone should look at their credit scores approximately once a year to ensure total accuracy. Consumers wishing to dispute items on their credit files with the credit respository can do so through the following numbers: Equifax (800) 685-1111, www.equifax.com; Experian (888) 397-3742, www.experian.com; Trans Union (800) 916-8800, www.transunion.com.

Credit scoring is based on the following:
35% Payment history-how well you pay your bills.
30% Balances-how high your credit card balances are compared to limit.
15% Credit history-age of oldest trade line and the youngest trade line.
10% Type of Credit-too many credit cards or finance company installment debt.
10% Inquires-how many times credit has been checked.

Items stay on your credit file for 7 years. The only exception is a Chapter 7 Bankruptcy which remains on a report for 10 years. Some things a consumer can do to improve the credit rating is as follows:
* Always make payments on time
* Avoid inquiries (i.e.: loan shopping) excessive inquiries will diminish rating.
* Avoid borrowing from so called "HIGH RISK" lending companies (Finance company)
* 90-day/"Same as cash" accounts count the same as open revolving accounts.
* Credit card balances exceeding 35% of available credit.
* Legal actions (i.e.: judgements, collections & bankruptcies) harm credit ratings.
* Do not consolidate debt onto one or two cards and close the rest.

Credit rating can be thought of as a snapshot of an individual's changing credit record. As derogatory data in the credit report gets older, it has less influence on the score. A missed payment from four years ago will not count as much as a missed payment that is six months old.

If an individual thinks they have less than perfect credit they should look to improve their score months before they think they want to purchase a home. There are so many mortgage programs out there now but the better an individual's score the more likely they can get the dream home they have always wanted.

If you have questions pretaining to credit or any type of financing solutions, please don't hestitate to give me a call.

Steven Underwood
Home Mortgage Consultant
Prosperity Mortgage Company
M8646-011
1818 Electric Road
Roanoke, Va 24018
(540) 725-1620 Roanoke Office
(540) 966-6128 Botetourt Office
(866) 799-3295 Faxcom
steven.d.underwood@wellsfargo.com
http://www.homeloans.com/steven-underwood

2005-11-30T15:38:00.000-05:00

GOLF COURSES IN BOTETOURT COUNTY

Whether you are looking to retire or just relocate in a lovely, peaceful community where you can play golf, then Botetourt County is definitely the place for you. There are two highly regarded golf facilities in the area to meet everyone’s needs.

First, nestled in the hills of Botetourt with the beautiful Blue Ridge Mountains is the Botetourt Country Club Golf Course. Enjoy the spectacular mountain views from the demanding 18-hole greens. Watch out for the river and pond that are located around two holes. While this affordable course can be very challenging it can also be just as relaxing. Laying in a valley with the peaceful tranquility the country has to offer makes this golf course special in its own way. Also enjoy the food and drinks offered at the clubhouse. Don’t forget to check out the fine taste of homes and estates as you glide toward the course.

Next, built in 1999, is the golf course at Ashley Plantation. It offers an 18-hole course that is spread throughout the spectacular Ashley Plantation subdivision. This course may give a private feel, but actually it’s open to the public. When it's time to cool off you can enjoy the scenery while relaxing at the pool. Ashley Plantation also offers a club house which is excellent for holding parties, weddings, or just plain hanging out. This well developed golf course was chosen best of Roanoke Platinum 2005 in The Roanoker Magazine. Virginia Tech Coach, Frank Beamer, enjoys playing a round or two here himself.

If any of the above interest you, please feel free to call me and I will be glad to assist you with all of your real estate needs.

Brenda Carter
Long and Foster REALTORS
Roanoke/Botetourt Office
1638 Roanoke Road
Daleville, VA 24083
(540)-966-5700
(540)-589-1130 Licensed Real Estate Agent in Virginia

2005-11-29T14:52:00.000-05:00

Lots Just Listed!

Have just listed 2 lots near Buchanan Va. that offer privacy, views, as well as short travel time to Roanoke -- within 25 minutes. These lots can be purchased seperately or together and are approximately 1.2 acres each. One Lot has been perked and both offer pond views. Really pretty home site on either lot. Located in a small, private subdivision with paved street. I have a plat and copy of the deed restrictions for those interested. Give me a call if you'd like more details.

Posted by: Carol Parker
Long and Foster Real Estate
Roanoke/Botetourt
1638 Roanoke Road
P. O. Box 1200
Daleville, VA 24083
Telephone No. (540) 966-6222
Licensed in Virginia

2005-11-29T11:10:00.000-05:00

Interested in Selling Real Estate?

LONG & FOSTER OPENS NEW TRAINING ACADEMY IN ROANOKE

Long & Foster® Real Estate, Inc. is pleased to announce the opening of its new training academy located at 3912 Electric Road, SW.

The Sales Associates Education Resource Center provides the Principles and Practices of Real Estate classes, which are the required coursework for licensing and secondary training for Long & Foster’s newly licensed sales associates. Class offerings also include continuing education classes, Certified Residential Specialist (CRS) designation courses, nationally renowned guest speakers, seminars with a focus on professional topics and skill building seminars.

Long & Foster® Real Estate, Inc. is the largest privately-owned real estate firm in America. The firm has 220 residential real estate sales offices throughout Pennsylvania, Maryland, Virginia, the District of Columbia, Delaware, West Virginia, New Jersey, and North Carolina, with more than 15,000 Sales Associates and annual real estate sales for 2004 of $39.1 billion. Sales for all the Long & Foster Companies totaled $56.3 billion for 2004.

If you'd like more information, and plan to sell real estate as your full-time career, call Dolores Farmer at 966-1839 or 520-5444.

2005-11-29T09:52:00.000-05:00

The Roanoke Valley
is for “Horse Lovers!”

Brenda Layman, REALTOR
Long and Foster Real Estate
Roanoke/Botetourt Office
1638 Roanoke Road
Daleville, VA 24083
(540)-966-5700
Licensed in Virginia

Virginia’s tourist slogan is “Virginia Is For Lovers”, and I say, the Roanoke Valley is “For Horse Lovers”. There are many, many horse owners and as many breeds and riding disciplines in the Roanoke Valley and surrounding counties. You can find hunter/jumper, saddleseat, gaited, dressage, endurance/racing, western and even miniatures. And to keep all these majestic animals healthy and well there is easy access to many competent veterinarians and farriers in the area. When the vets need addition assistance, Virginia Tech’s Veterinary College (not to mention one of the best college football teams in the country) is only about 45 minutes away.

Besides the veterinary college we have two great colleges that offer equestrian programs. Hollins University right here in the Roanoke Valley and Southern Seminary in Lynchburg. Hollins has an indoor riding arena and besides their riding program, they host open shows. Various clubs and organizations lease the arena from time to time for shows, expos and other horse related events.

Every third week in June Roanoke is host to one of the largest horse shows in the southeastern part of the country. Professional jumpers come from across the country and even some international riders. Besides the professionals there are also plenty of classes for the amateur riders. For those that are not horse savvy, they offer half-time entertainment such as the Jack Russell races. Then late September or early October we have the Polo event to raise money for the Roanoke Symphony. The highlight of the match is half-time when everyone goes onto the field and stomps the divots.

Neighboring Botetourt County has one of the best 4-H groups in the state. They consistently place high in state and national horse competitions. They have a very strong hippology program. Botetourt is also home to one of several horse rescue facilities in the valley. Then we have the Botetourt County Horseman’s Association which hosts an annual horse show and has speakers at most monthly meetings to provide continuous education and topics of interest. Bedford County is another neighboring county which has such activities as fox hunts, horse shows and many riding trails.

We head North on Interstate I81 for about an hour and we find the Virginia Horse Center. The horse center offers shows, rodeos, sales and horse experts, such as “The Horse Whisperer” himself, Monty Roberts, just to name a few.

There are many fine vendors and services to support our horse activities. There are tack shops, feed stores, massage therapists, trainers, breeders, boarding stables and even acupuncturists for our four-legged friends. For those that have special needs therapeutic riding programs are available.

Throughout our Shenandoah Valley trails can be found in our national forests and parks and everywhere in between for the trail rider. There are the leisurely trails through fields and tree lined paths to more challenging rides through the mountains and hills.

No matter what type of horse activity you desire, you can find it in the Roanoke Valley. The Roanoke Valley is “For Horse Lovers”.

2005-11-28T14:22:00.000-05:00

Loan Pre-Approval Benefits

by Kimberly Michael

The first stop potential homebuyers should make is at the lender’s office. Pre-approval is an enormous benefit for the client and the realtor. There are so many programs available and it is important to find the best one for the client before the contract is written.

The advantage of pre-approval is knowing exactly which of the many financing options is right for the homebuyer, allowing them to maximize their purchasing power. Many homebuyers find that they can buy more house than they thought they could by exploring their options with a lender for just a few minutes.

Pre-approval does not take long and can help make a real estate transaction go smoothly. It gives the buyer and the REALTOR more negotiating power when the offer to purchase is written. The search for the perfect home will be a more relaxed experience knowing that financing is in place.

Kimberly Michael
Home Mortgage Consultant
Prosperity Mortgage Company
M8646-011
1638 Roanoke Rd. Suite 100
Daleville, VA 24083
540.966-6128
Tel 540.966-1855 Fax
kimberly.b.michael@wellsfargo.com
Equal Lending Opportunity

2005-11-25T16:37:00.000-05:00

One Family or Two!
Are you looking for the perfect home for two families? Perhaps a home to accomodate an in-law, returning college student or even teens still at home? Well look no more!! This home has a lower level absolutely ideal for any of these, completely finished, separate entrance and extra parking! This North County location is convenient for schools, shopping, airport or interstate access. Call me for more details.

Ginger Vail, REALTOR
Long & Foster
1638 Roanoke Road
Daleville, Va 24083
(cell) 540-520-4374
e-mail gingervail@cox.net
Licensed in Virginia

2005-11-19T13:55:00.000-05:00

Getting Ready to Sell Your Home
By Terri Wright

Probably one of the most important yet most over looked aspects of getting a home ready to market is to go over your home thoroughly and make repairs as necessary. Today most Buyers are being encouraged by their REALTOR to have a Home Inspection.

Sometimes small items such as a loose "switch plate cover" are not fixed prior to the inspection. Once an inspection has been completed, many contracts require that a licensed electrician come out to fix the problem. Therefore, it would be your benefit to have small items fixed prior to marketing the home. However, please remember that any significant repairs to the structure, the heating and cooling systems, the plumbing system, the electrical system, and the roof should always be done by a qualified professional and/or licensed contractor.
Terri Wright
Long & Foster, REALTORS
PO Box 1200 Daleville, Va. 24083
540 966-5700-office
540 871-3927-cell
Licensed in Virginia Website: http://www.terriwright.net/

2005-11-18T19:43:00.000-05:00

It's a Good Time to Consider Selling
by Dolores Farmer

Economists often characterize the housing market as a "buyer's market" or a "seller's market" by using a formula. They take the number of average sales in a month, and divide that into the number of homes currently on the market, to find the number of months of inventory available. If the supply is less than 6 months, it's a "seller's market" (favorable to sellers.) If it's more than 6 months, it's a "buyer's market."

I did the calculations for the Roanoke Valley today, and arrived at a supply of 4.3 months, which means the market is favorable to sellers. While not many people want to sell during the holiday season, it can still be a good time. E-mail me if you'd like more market statistics, or if you'd like a detailed report specifically for your neighborhood.

2005-11-17T13:31:00.000-05:00

Benefits of Proper Pricing

When your home sells faster, you save carrying costs, mortgage payments and other ownership costs. A quicker sale creates less inconvenience for you. If you've moved before, you know the energy it takes to prepare for showings: keeping the home clean, making child care arrangements and altering your lifestyle.

Proper pricing reduces these demands on you, by helping your home sell faster. At market value your home will gain exposure to more prospects who can afford the price. Sellers who list at a high price are looking for that one buyer who will pay it. Sellers often do not realize that they have discouraged many potential buyers who could have afforded the home.

The final sales price is probably one that will be affordable by more purchasers. This is because sellers many times accept a much lower price at a much later date since that one buyer willing to pay the higher price never comes.

Increased salesperson response: When salespeople are excited about a home and its price, they make special efforts to contact all of their potential buyers. Knowing that it is priced properly for its market, they expect it to sell soon and encourage their prospects to act quickly. Their excitement is contagious!

Better response from advertising and sign calls: Ad calls and sign calls to REALTORS turn into showings when price is not a deterrent. Most serious prospects are well educated about asking prices in the areas they are seeking. They will not waste their time on a home they consider overpriced.

Higher offers attracted: Buyers fear they might lose out on a good home when it is priced right. They are less likely to make "low ball offers." Better pricing attracts multiple offers, too! Means more money to sellers:If a home is priced right, the excitement of the market produces higher sale prices. You net more both in terms of actual sale price and in less carrying costs.

For more tips visit my website: www.karondyer.com

Karon Dyer

Long and Foster Real Estate

Roanoke/Botetourt Office

1638 Roanoke Rd.

Daleville, VA

(540) 966-5700

Licensed in Virginia

2005-11-16T13:14:00.000-05:00

Why Use a REALTOR?
Brenda Layman
Long and Foster Real Estate
Roanoke/Botetourt Office
1638 Roanoke Rd.
Daleville, VA
(540) 966-5700
Licensed in Virginia

REALTORS can sell your home for more money. Several studies have supported that sellers who use a REALTOR net more, even after paying a commission. REALTORS understand how to complete the many contracts, forms and disclosure statements required in a real estate transaction.

The forms needed to complete a transaction-lead paint disclosure statement, property condition disclosure statement, purchase contract, legal description of the property, contingency clause addendum, etc. are long and complicated. REALTORS have the market knowledge to price the home competitively. REALTORS have access to a wide number of comparable properties that have sold recently, and the market knowledge to adjust pricing when necessary. Setting the right price is a difficult problem for the "For Sale By Owner" in selling their own home. Agents are trained to assess buyers' ability to afford the property and help them locate the best places to obtain financing.

We have experience in helping buyers locate a lender and select between fixed or adjustable mortgages, or alternative financing. We are also more experienced in prequalifying buyers so that they will not make an offer on a home they cannot afford. Real estate agents can be objective, handle the criticism of the house, and focus on how well the home suits a buyer. All owners have emotional attachments to their homes and will emphasize the features they consider most desirable during a showing. However, as a trained professional, agents are more attuned to the buyers' needs and able to highlight the home's features that have the most appeal to each buyer.

We know how to negotiate and overcome objections. Balancing offers and counteroffers, as well as handling many of the contingencies that usually accompany real estate transactions, can be frustrating or frightening for owners. REALTORS get the transaction closed.

Many people think once the purchase agreement is signed, their work is over. It is just beginning! Home inspection, termite inspection, radon inspection, title insurance, environmental issures, deed preparation, appraisals and so forth.

2005-11-11T11:32:00.000-05:00

Sales Tips from Karon Dyer:
Licensed in Virginia
Long and Foster's Roanoke/Botetourt office
(540) 966-5700

Give your home a Real Advantage

Make sure you have curb appeal

Give the interior a fresh coat of paint
Clean carpeting,hardwood floors
Remove excess furniture, clutter makes small seem smaller
Make the rooms cozy and inviting, discard old furniture and rugs
Set the table for a formal dinner
Put away unused appliances on kitchen counter
Make sure all bathrooms are spotless
Organize the garage and basement
Make sure your property profile folder is available

For more tips visit my website: www.karondyer.com

2005-11-05T12:29:00.000-05:00

What is a contingency?

Most purchase agreements have "contingencies" in them, to make sure a party only has to perform if certain conditions are met. Here's some help understanding what certain contingencies could mean in a purchase agreement for a home: (These are generalities. Read your purchase agreement, and ask your agent and/or attorney any questions you may have.)

• Financing: The buyer can back out if their loan is not approved, as long as the buyer made their best efforts to obtain the loan. Often, the seller can back out if the buyer's loan is not approved within a specified time period.
• Subject to the sale: A buyer or seller can back out if the buyer's current home fails to sell within a certain time limit.
• Title: The buyer can back out if the Seller can't deliver clear title to the property.
• Inspections: The buyer can back out if specific items in the home inspection are not in safe working order, or if the buyer and seller do not agree on remedies to the problems revealed in the inspection.
• Contract review: The buyer or the seller has the right to have the contract reviewed by (typically) their attorney before the sale can move forward. Not a commonly used clause, but useful in some circumstances.

These are just a few of the contingencies you might see; there are many others.

2005-10-29T20:47:00.000-04:00

Roanoke a great place to retire

Welcome to the Roanoke, Virginia real estate blog. Roanoke is a wonderful place to live and work. Just look at the list of "Cities Ranked and Rated." Roanoke is #11, out of 331 areas!

1. Charlottesville, VA
2. Santa Fe, NM
3. San Luis Obispo-Atascadero-Paso Robles, CA
4. Santa Barbara-Santa Maria-Lompoc, CA
5. Honolulu, HI
6. Ann Arbor, MI
7. Atlanta, GA
8. Asheville, NC
9. Reno, NV
10. Corvallis, OR
11. Roanoke, VA
12. Portland-Vancouver, OR-WA
13. Raleigh-Durham-Chapel Hill, NC
14. Bryan-College Station, TX

(Roanoke has also been named one of the Top 15 places to retire in the US.)

I have been in real estate in the Roanoke Valley since 1985, and this is where I'll share the ins and outs of the Roanoke real estate market.

Dolores Farmer
Long and Foster Real Estate
Roanoke/Botetourt Office
1638 Roanoke Rd.
Daleville, VA
(540) 966-5700
Licensed in Virginia
Equal Housing Opportunity